For this second card I decided to emboss the white panel using the Stylish Stripes folder to create a subtle plaid effect. I have used this technique several times since I first saw it on Michelle Last's blog HERE. It just adds a little bit of texture to the background without being too fussy.
The only other change I made was to use Pearl Embellishments rather than the Rhinestones on the first card.
Stamps - Festival of Trees; Lots of Joy
Ink - Cherry Cobbler; Crushed Curry; Mossy Meadow
Card Stock - Whisper White; Cherry Cobbler; Crushed Curry (scrap)
Other - Stylish Stripes Embossing Folder; Tree Punch; Itty Bitty Punch Pack; Stampin' Dimensionals; Pearls